Lynn and Mark are parents of three sons – one in high school, one in middle school and one in elementary school. They have several financial challenges they are focusing on this year, in addition to paying their “regular” bills. Medical costs are increasing, the needs of their children are accelerating, and college is only four short years away for their oldest. They need to get into a position to meet all their new challenges and deal with them when they happen without relying so heavily on credit cards. “We have found that when life happens, it’s very difficult to ‘pay ourselves first’.”

Mark made a career change from Accounting to Real Estate just before the bottom fell out of the real estate market. Lynn works as an Assistant/General Manager.

The Darbys say: Our kids are learning to be smart shoppers, but now, more than ever, they need to learn how to become lifelong savers.

Check here to watch videos of the Darby family's journey.