JACKSONVILLE, Fla. -- Tom Stephens and the rest of the Better Business Bureau are constantly working to put scammers out of business. The latest con game they've uncovered has to do with the Affordable Care Act, also referred to as Obamacare.
"It's a major new government program. It's going to affect everybody's lives in one way or another," said Stephens.
Here's how the scam works. You'll get a call from someone who says they're from the federal government.
Stephens said that should be your first red flag. He said, "The government will never ever never, almost never, call you about anything. They're going to send it to you through the U.S. mail."
He said the scammer will tell you that you need new health insurance cards. But in order to send you the cards, they need your bank account and Social Security numbers.
"Most of the time it's a basis for ID theft," said Stephens.
Once the crooks have that information, your financial health is at risk. But the BBB says the entire scam can be stopped by simply hanging up the phone.
And don't trust your caller ID. Stephens says the scammers can manipulate that to say whatever they want it to say.
If you've been a victim of this scam, or know someone who has, contact the Better Business Bureau at 314-645-3300 or by clicking here