JACKSONVILLE, Fla. -- A family is making a last-ditch effort to hold on to their home after foreclosure proceedings were filed against them by Habitat for Humanity of Jacksonville.
Jogina Ray told Action News she fell behind in her mortgage payments after dealing with major medical issues in her family. Ray was diagnosed with a brain tumor and her mother, Joanne Pinkney, was struck by a flesh-eating bacteria.
“I was trying to get a loan modification,” Ray said. “I was a year behind on my mortgage.”
Ray said she received bad advice about the situation from a third party and didn’t realize it until it was too late.
“She called me Jan. 6 and said my house has already been auctioned off,” Ray said.
HabiJax confirmed to Action News it foreclosed on 20 homeowners last year.
“The owner’s monthly, interest-free mortgage payments go back to HabiJax’s Fund for Humanity and are put into a revolving fund to help build even more homes in the community,” wrote a spokesperson in a statement to Action News. “If homeowners are not paying their mortgages, HabiJax is prevented from serving additional families in Northeast Florida.”
Ray said she has held off an eviction until she goes to court on Monday.