JACKSONVILLE, Fla.-- Con artists have never been able to get their hands on Carol Baw's money.
"I'm always cautious about where I go, and what I do."
In addition to her bank account, she's keeping a close eye on her healthcare benefits.
The Federal Trade Commission, Better Business Bureau, and AARP are warning of a new scam that centers around the Affordable Care Act.
Tom Stephens, president of the BBB of Northeast Florida, says scam artists know the new health care law is confusing. A recent poll found 42 percent of people don't understand the basics.
Thieves call, claiming to work for federal government, and tell victims that they qualify to pre-enroll.
"They tell them, 'When all the regulations kick in, it's going to take forever, and it's going to be a 48-page application, and we can do it now all over the phone in about three minutes.'"
The scammers offer to send victims an "Obamacare Card" now, if they'll confirm their Social Security and bank account numbers.
But Stephens says the "Obamacare Card" doesn't exist. In fact, no one can sign up for those benefits until Oct. 1, so any offer to enroll you any earlier is an attempt to steal your identity.
Nonetheless, thousands have already fallen for the scam, which is something Baw says she can't afford.
"If my healthcare benefits were messed up, there'd be big trouble."
To learn more about how to protect yourself, click here