To protect yourself against financial disaster in the case of a terminal or costly disease, consider purchasing a supplemental dreaded disease insurance policy. You should be aware of what benefits you'll already receive under your current health insurance plan before purchasing a supplemental policy. Even if your health insurance overlaps what a dreaded disease policy will cover, you may want a supplemental policy to compensate for lost wages or to cover any co-payments you'll need to make. If you decide that a dreaded disease policy is right for you, make sure the policy you purchase doesn't limit what conditions or diseases it will cover. Consult an insurance agent in your area for more information.
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