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Property and equipment

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Updated: 3/27/2003 4:09 pm
If you own a building or own or lease equipment, then property and equipment coverage may be beneficial because it helps protect you in the event of a loss. A loss could be caused by such things as severe weather, theft, fire, or even the collapse of your building. Under property and equipment coverage, damages and contents will be repaired or replaced. This coverage can be expanded to include the property of others. The cost of the insurance is generally based on the amount of coverage you need and the kind of protection that you already have in place, such as burglar alarms or sprinkler systems. For more information about property coverage, consult an insurance professional in your area.

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