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Uninsured hit-and-run accidents

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Updated: 4/13/2007 6:36 pm
All drivers are required by law to carry auto insurance to cover third-party liability in the event of an accident. An uninsured driver who's responsible for an accident causing damage or injury can still be held liable for damages, although in many cases it's unlikely that the injured party would be able to obtain any economic compensation. In such an event, it may be possible for the injured driver to claim medical expenses from his or her own insurance company in the form of uninsured motorist coverage. This compensation generally only covers actual medical expenses. If you've been injured by an uninsured motorist, you should inform your insurance company, obtain copies of any police reports, and contact an attorney as soon as possible. In most cases, an uninsured motorist claim should be filed within a certain period of time in order to qualify to receive compensation. You may also be able to file an uninsured motorist claim if you've been injured by a hit and run driver. A pedestrian injured by a hit-and-run driver can sometimes claim compensation for medical expenses from a state crime victims' compensation fund. For more information about your rights and options if you've been injured by an uninsured driver or in a hit and run accident, contact an attorney.
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