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JACKSONVILLE FLORIDA — The Senate passed a historic $2 trillion stimulus bill aimed at helping Americans impacted during the coronavirus pandemic. The bill now goes to the House, which could approve the legislation Friday to have President Trump sign it into law.

The stimulus comes at a time where unemployment rates reached historic levels. On Thursday, the government said more than 3 million people filed for unemployment benefits last week. That’s the most in American history.

[READ: Jacksonville-area coronavirus updates]

The Stimulus Bill

How much money will people be getting from the stimulus bill?

The bill would give one-time direct payments to Americans -- $1,200 per adult making up to $75,000 a year and $2,400 to a married couple making up to $150,000, with $500 payments per child.

The amount of the payments will be based on income reported in 2018 taxes -- or your 2019 taxes if you have already filed them. The amount of the payment will decline gradually for individuals who made more than $75,000 or married couples who filed jointly and made $150,000.

Payments will phase out at a rate of $5 per every additional $100 in income over $75,000 in adjusted gross income for singles, $112,500 for heads of household, and $150,000 for married couples filing jointly.

The checks will be directly deposited into bank accounts if you included direct deposit information on your tax form. If you did not, your check will be mailed to you.

Calculate how much money you’re going to receive here.

When will I get the money?

U.S. Treasury Secretary Steve Mnuchin said you’ll have your money within three weeks from when President Trump signs the bill.

Is there just one payment?

Right now, there is only one payment planned. But future bills could offer additional payments, the White House said Wednesday.

Do you have to apply to receive a payment?

No. If the Internal Revenue Service already has your bank account information, it would transfer the money to you via direct deposit based on the recent income-tax figures it already has, according to the New York Times.

To get the money to people who don’t usually file tax returns, the IRS may have to request that information from the Social Security Administration or Veterans Affairs. In 2008, those people were required to file a return anyway in order to get their rebate, according to CNN.

Filing for unemployment in Florida:

In an effort to stop the spread of COVID-19, federal, state and city governments have shut down schools, businesses and major events, leaving many without a paycheck. Many Floridians now are finding themselves having to apply for unemployment.

Am I eligible?

In order to be eligible for Florida unemployment benefits, you must meet several criteria:

• You must have lost your job through no fault of your own, so you must not have quit for personal reasons or been terminated for malicious misconduct (poor job performance does not disqualify you);
• You must be totally or partially unemployed;
• You must have a minimum amount of wages earned in what is called the "base period," which is the first four complete quarters beginning 18 months prior to your claim;
• You must be able to work, available to work, and actively seeking work. This includes being able to get to a job and have child care if necessary.

What do I need to apply?

Before beginning to file an unemployment claim, make sure to have several pieces of information at hand.

• Social Security number
• Names, addresses, and phone numbers for each of your employers during the last 18 months
• Dates worked and total wages from each employer during the last 18 months
• Gross earnings (pre-tax wages) for the current week since 12:01 AM Sunday, your first week being claimed for unemployment
• ID — either a driver's license, state identification, voter registration number, or any other type of ID that can be used to verify your identity
• If a member of a labor union, the name and local number of your labor union hall
• If you are not a U.S. citizen, your Alien Registration Number and work permit expiration date
• If you were in the military within the last two years, your DD-214 form
• If you were a federal employee, your Form SF-50 or Form SF-8 and check stubs or W2 proof of earnings
• To have your benefits directly deposited into your bank account, a check or deposit slip

Actually filing

Within one week of becoming unemployed, you should begin the claims process

All claims in Florida must be completed online. The process should take approximately 30-60 minutes to complete, and must be completed within 72 hours of beginning, or you will have to restart the process.

Submit your claim here.

If you need assistance filing your claim or need access to a computer, visit your nearest One-Stop Career Center. Find your nearest One-Stop Career Center: One-Stop Career Center Locations

Once your claim is filed, you will receive a confirmation notice that your claim has been received. If your claim is accepted, it will take three to four weeks to receive your first payment. The first week-the week you filed your claim-is a “waiting week” during which no benefits are paid.

If you do not receive a confirmation notice, call the Claims Assistance Center toll free at 1-800-204-2418.

Student Loans

Does the stimulus bill help ease student loans?

Student loan borrowers would be allowed to put off paying their federal student loan payments without a penalty until September 30 under the Senate coronavirus stimulus bill.

The bill provision extends the plan already put in place by the Education Department amid the coronavirus crisis, which allows borrowers to defer their payments without interest for at least 60 days. But the deferred-payment benefit currently isn’t automatic and requires borrowers to contact their loan servicers to ask for help.

The Senate bill automatically suspends those payments without interest for the next six months. It also suspends the collection on defaulted debts -- including wage and tax refund garnishment.

Education Secretary Betsy DeVos said Wednesday that collections will be stopped for at least 60 days.

Additional local resources

Mayor Lenny Curry provided a website the city of Jacksonville created for people who are looking for financial recovery resources, mental health resources, resources for children, etc. Click here to view website.

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